Financial Regulation | U.S. Chamber of Commerce

Financial Regulation

Capital goes where it is welcome, where it feels safe, and where it has a reasonable opportunity to earn a profit.  To maintain and advance its global leadership in capital formation, the United States must have the most fair, efficient, and innovative capital markets in the world.

We can’t achieve this without a modern and coherent financial services regulatory system.

In many ways, the government is moving us further away from well-functioning, well-regulated capital markets by producing a maze of overlapping, contradictory, and duplicative financial regulations. 

The U.S. Chamber is fighting for the kind of financial rulemaking that protects consumers and investors, encourages reasonable risk taking, doesn’t constrain innovation and growth or allow special interest groups to advance their agendas at the expense of all investors, and is coordinated with other economies and among the many domestic agencies that issue financial regulations.

Projects and Programs

 

Recent Activity

Above the FoldDec 05, 2017 - 9:15am
Financing Mainstreet Agenda

Main Street Businesses Need Financial Regulatory Reform

The number of small business loans has decreased by roughly 43% since the last recession.

LetterDec 05, 2017 - 9:00am

U.S. Chamber Letter on the "Economic Growth, Regulatory Relief, and Consumer Protection Act"

This letter in support of S. 2155, the "Economic Growth, Regulatory Relief, and Consumer Protection Act," was sent to members of the Senate Banking Committee.

Above the FoldNov 29, 2017 - 9:00am
Retirement plan

Fiduciary Fallout: Getting Beyond the Numbers

We want people to save for their financial futures, not limit their choices.

LetterNov 15, 2017 - 9:00am

State and Local Chambers of Commerce Urge Reform to Empower Main Street, Unlock Economic Growth

TO THE MEMBERS OF THE UNITED STATES CONGRESS:    We, the undersigned chambers of commerce that represent thousands of small businesses and entrepreneurs in communities across the country, urge you to develop and pass commonsense financial reform that removes obstacles to funding Main Street businesses and unlocks economic growth.     

Press ReleaseNov 13, 2017 - 4:00pm

U.S. Chamber Offers Recommendations for Revitalizing Main Street Lending

WASHINGTON, D.C. — The U.S. Chamber’s Center for Capital Markets Competitiveness (CCMC) today released a series of recommendations for revitalizing Main Street lending in order to enable small businesses to create jobs, raise incomes, and generate economic growth.

ReportNov 13, 2017 - 9:45am

Financing Main Street Agenda

Many of the reforms implemented in the wake of the 2008 financial crisis were narrowly focused on financial stability and did not consider the impact on economic growth. The unintended consequences of these initiatives have made it difficult for Main Street businesses to access the financing they need to get started, sustain operations, manage cash, make payroll, and create well-paying jobs. This publication includes recommendations to restore Main Street lending.

EventNov 13, 2017 - 3:00am to 5:00pm
Financing Economic Growth Event Graphic

Unlocking Economic Growth: Steps to Restore Main Street Lending

On Monday, November 13, the U.S. Chamber of Commerce's Center for Capital Markets Competitiveness (CCMC) will host an event to discuss the state of small business lending, and address proposals to restore this key engine of U.S. economic growth. At the event, CCMC will discuss a new agenda with a list of recommendations to restore Main Street financing. Senator Mike Rounds as well as Congressman Blaine Luetkemeyer will discuss the “Systemic Risk Designation Improvement Act 2017” and financial regulatory reform efforts.

Above the FoldNov 08, 2017 - 9:00am
"Retirement account" spelled out in Scrabble tiles.

Fiduciary Fallout: Increasing the Cost of Retirement

6 million investment accounts face higher costs because of the Labor Department's regulation.

Above the FoldNov 06, 2017 - 9:00am
The Chamber applauds the repeal of the CFPB's arbitration rule

A Victory for Consumers—and for Justice

The repeal of the anti-arbitration rule is a major step in the right direction. It is a victory for consumers and businesses of all sizes.

Above the FoldOct 25, 2017 - 9:00am
Fiduciary Rule Infographic

Fiduciary Fallout: Identifying the Problem and Finding a Solution

We must find a solution that preserves investor choice and allows savers to retire with dignity.